:root{--brand-primary:#1F4F8B;--brand-primary-dark:#0F2F58;--brand-primary-light:#4377B5;--brand-secondary:#E94F37;--brand-accent:#7DBB42;--brand-bg:#FFFFFF;--brand-bg-alt:#E9EFF6;--brand-text:#1F2733;--brand-text-secondary:#5E6878;--brand-text-inverse:#FFFFFF;--brand-border:#CFD9E2;--text-on-dark:#FFFFFF;--radius:12px}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#1f2733;color:var(--brand-text);background:#fff;background:var(--brand-bg);line-height:1.65}a{color:#1f4f8b;color:var(--brand-primary);-webkit-text-decoration:none;text-decoration:none}a:hover{-webkit-text-decoration:underline;text-decoration:underline}img{max-width:100%;height:auto;display:block}.container{max-width:1200px}.jel-header-centered{background:#fff;border-bottom:1px solid #cfd9e2;border-bottom:1px solid var(--brand-border);position:relative;z-index:10}.brand-logo{width:180px;height:40px;-o-object-fit:contain;object-fit:contain;margin:0 auto;background:linear-gradient(135deg,#f5f8fb,#fff);border:1px dashed #cfd9e2;border:1px dashed var(--brand-border);border-radius:8px}.jel-navbar-sub{background:#fff;box-shadow:0 4px 14px rgba(15,47,88,.06)}.navbar-toggler{border:1px solid #cfd9e2;border:1px solid var(--brand-border)}.navbar-toggler-icon{background-image:none;position:relative;width:1.4rem;height:1rem}.navbar-toggler-icon,.navbar-toggler-icon:after,.navbar-toggler-icon:before{border-top:2px solid #0f2f58;border-top:2px solid var(--brand-primary-dark)}.navbar-toggler-icon:after,.navbar-toggler-icon:before{content:"";display:block;margin-top:5px}.nav-link{font-weight:700;color:#0f2f58;color:var(--brand-primary-dark);font-size:.94rem}.nav-link:hover{color:#e94f37;color:var(--brand-secondary)}.btn{border-radius:12px;border-radius:var(--radius);font-weight:700;padding:.78rem 1.1rem}.jel-btn-primary{background:#1f4f8b;background:var(--brand-primary);border-color:#1f4f8b;border-color:var(--brand-primary);color:#fff}.jel-btn-primary:hover{background:#0f2f58;background:var(--brand-primary-dark);border-color:#0f2f58;border-color:var(--brand-primary-dark);color:#fff;-webkit-text-decoration:none;text-decoration:none}.jel-btn-ghost{border:1px solid #1f4f8b;border:1px solid var(--brand-primary);color:#1f4f8b;color:var(--brand-primary);background:#fff}.jel-btn-light{background:#fff;color:#0f2f58;color:var(--brand-primary-dark);border-color:#fff}.jel-btn-outline-light{border:1px solid rgba(255,255,255,.8);color:#fff;margin-left:12px}.jel-eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;font-weight:800;color:#e94f37;color:var(--brand-secondary);margin-bottom:12px}.jel-section-head{max-width:760px;margin:0 auto 42px}.jel-page-title h1,.jel-section-head h2{font-weight:800;color:#0f2f58;color:var(--brand-primary-dark)}.jel-page-title{padding:96px 0 56px;background:linear-gradient(180deg,#fff,#f4f7fb)}.jel-page-title p{max-width:760px;margin:16px auto 0;color:#5e6878;color:var(--brand-text-secondary)}.cta-section{padding-top:80px;padding-bottom:96px}.jel-cta{background:#0f2f58;background:var(--brand-primary-dark);color:#fff}.jel-cta h2{color:#fff}.jel-cta p{color:rgba(255,255,255,.86);max-width:720px;margin:0 auto 28px}.jel-footer{background:#102942;color:#dbe7f3;padding:64px 0 36px}.jel-footer h2{font-size:1rem;color:#fff;margin-bottom:16px}.jel-footer ul{list-style:none;margin:0;padding:0}.jel-footer li{margin:8px 0}.jel-footer a{color:#dbe7f3}.jel-footer-advisor{display:flex;justify-content:space-between;gap:18px;padding:18px 22px;border:1px solid rgba(255,255,255,.16);border-radius:12px;margin-bottom:32px}.jel-footer-advisor span{font-weight:800;color:#fff}.jel-footer-bottom{text-align:center;border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:24px;font-size:.9rem}.jel-error,.jel-policy{padding:96px 0}.jel-policy .container{max-width:850px}.jel-policy h1,.jel-policy h2{color:#0f2f58;color:var(--brand-primary-dark);font-weight:800}.jel-sub-hero{padding:96px 0;background:#f4f7fb}.jel-sub-hero h1{font-weight:800;color:#0f2f58;color:var(--brand-primary-dark)}@media (max-width:991px){.jel-footer-advisor{display:block}.jel-btn-outline-light{display:inline-block;margin:12px 0 0}.cta-section{padding-top:56px;padding-bottom:72px}}